Tommy Kilpatrick, Author ‘Forgive and Forget How to Nuke Your Credit Card Debt’
- Tommy is a retired American living in the Philippines, teaching farmers how to build dome structures with bamboo vertical gardening and to open free, self managed healthcare clinics.
- He’s also an author of a book titled Forgive and Forget How to Nuke Your Credit Card Debt.
Podcast
Overview
Discover Tommy Kilpatrick’s extraordinary journey—from choosing homelessness in America to empowering farmers in the Philippines, building sustainable communities, and challenging the traditional credit card system. An inspiring story of faith, courage, and unconventional wisdom.
00:42- About Tommy Kilpatrick
- Tommy is a retired American living in the Philippines, teaching farmers how to build dome structures with bamboo vertical gardening and to open free, self managed healthcare clinics.
- He’s also an author of a book titled Forgive and Forget How to Nuke Your Credit Card Debt.
05:12- How did that shape your views on wealth, responsibility and society, and what led you to begin teaching dome construction and vertical gardening?
- Experiencing homelessness and observing societal gaps made him value community, shared resources, and helping the vulnerable rather than material accumulation.
- Witnessing elderly isolation in Maine inspired him to create communal living solutions that provide care, financial stability, and meaningful support.
- Inspired by Buckminster Fuller, he uses practical skills like building domes and vertical gardens to empower communities, promote sustainability, and teach self-reliance.
19:09- How can you sue the bank and refuse to pay $85,000 debt while keeping the goods?
- The banks never issued a proper loan, invoice, or promissory note, so the debt was not legally binding due to fraud.
- He filed federal lawsuits, and since the banks couldn’t provide evidence, the cases were dismissed, removing the debt from his credit report.
- Purchases were initially funded like a gift card; payments and fees did not constitute an actual debt owed.
RESOURCES:
Learn more about Tommy Kilpatrick: No LinkedIn
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Profile
- Tommy is a retired American living in the Philippines, teaching farmers how to build dome structures with bamboo vertical gardening and to open free, self managed healthcare clinics.
- He’s also an author of a book titled Forgive and Forget How to Nuke Your Credit Card Debt.
