“The business models are changing…is an understatement. Business models have always been changing. The problem is, new models have been changing more rapidly.” – Ram Subramaniam
In this episode, Ashutosh Garg converses with Ram Subramaniam, Founder- MyMoneyKarma. Ram is a serial entrepreneur and researcher in IT, Finance, and Management. He is an alumnus of Stanford and University of Leicester. Ram, the eccentric entrepreneur and academician, reminisces about the three key milestones in his early life. He elaborates on how he managed to transition effortlessly from engineering to programming to entrepreneurship. “I was not a topper in the class. If anything my goal was, was to not be in the bottom,” says the charismatic entrepreneur. Later in the episode Ram talks about his entrepreneurial journey. He explains the working and methodology of MyMoneyKarma, his venture in FinTech. Afterwards, Ram shares his experience doing a PhD in entrepreneurship. “IT entrepreneurs are more likely to retry entrepreneurship after failing than the non-IT ones,” the illustrious academician shares with us his key findings. In the section that follows, Ram introduces the concept of ‘The CEO of 2030’- the qualities of a future-ready CEO. He then introduces a new business model called SPACS. Before concluding, Ram shares with us his learnings from biggest mistakes in life and talks about his sources of inspiration.
Ram Subramaniam, Co-Founder, Chief Technology & Research Officer – MyMoneyKarma, USA, Belarus, India